Now that you have a ratified contract there are some things we will need to do before we can go to settlement.  I will keep you on track and make sure you are aware of all the important dates and deadlines.  Here are some of the things we will be doing in the next 30-60 days:

  • Schedule and attend the home, termite and radon inspections
  • Negotiate repairs for items discovered during inspection.
  • Get you paperwork to the lender.  They will ask you for a variety of things.  Even when you think they have everything don’t be surprised with the call or e mail asking for one more thing.
  • Keep you financial house in order.  Now is not the time to buy new furniture or car. Your lender will be keeping a close eye on your finances and you don’t want to send any red flags.
  • Obtain home owners insurance.
  • Keep track of the loan process, including appraisal and processing through underwriting.
  • Schedule the settlement and keep track of progress.  Work with settlement attorney and seller to resolve any title issues.
  • Review HOA/condo docs if applicable.
  • Set up utilities.
  • Prepare to move, hire moving company, and start packing.
  • Schedule final walk-through.
  • Review the HUD-1.  You will need to get certified funds or arrange a wire transfer for the cash needed for settlement.